@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600&family=Manrope:wght@400;500;600;700&display=swap');

:root{--ink:#10201b;--forest:#08251e;--green:#123f32;--moss:#2a5849;--ivory:#f3efe5;--paper:#fbfaf6;--coral:#f26b4d;--rust:#bb4b35;--line:rgba(16,32,27,.16);--muted:#62716b;--radius:2px;--max:1240px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:"DM Sans",sans-serif;font-size:16px;line-height:1.65}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}button,input,textarea{font:inherit}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:"Manrope",sans-serif;line-height:1.06;letter-spacing:-.045em}h1{font-size:clamp(3.2rem,7vw,7.4rem)}h2{font-size:clamp(2.4rem,4.5vw,4.8rem)}h3{font-size:1.35rem}.site-header{height:82px;padding:0 clamp(22px,4vw,64px);display:flex;align-items:center;justify-content:space-between;background:var(--paper);position:relative;z-index:20;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:12px;font-family:"Manrope",sans-serif;font-weight:500;letter-spacing:-.035em}.brand-mark{width:34px;height:34px;border:1px solid var(--ink);display:grid;place-items:center;background:var(--ink);color:var(--paper);font-size:.9rem}.brand b{color:var(--coral)}.site-header nav{display:flex;align-items:center;gap:42px;font-weight:500}.site-header nav a{position:relative}.site-header nav a:after{content:"";position:absolute;left:0;bottom:-7px;width:100%;height:1px;background:var(--coral);transform:scaleX(0);transform-origin:left;transition:.25s}.site-header nav a:hover:after{transform:scaleX(1)}.nav-toggle{display:none;background:0;border:0;width:42px;height:42px;padding:10px}.nav-toggle span{display:block;width:22px;height:1px;background:var(--ink);margin:6px auto}.hero{min-height:calc(100vh - 82px);position:relative;display:flex;align-items:center;overflow:hidden;background:var(--forest);color:white}.hero-media{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,22,17,.82) 0%,rgba(3,22,17,.35) 48%,rgba(3,22,17,.04) 80%)}.hero-copy{position:relative;width:min(720px,85%);margin-left:max(6vw,24px);padding:100px 0;z-index:2}.kicker,.section-label{text-transform:uppercase;letter-spacing:.18em;font-size:.74rem;font-weight:600}.kicker{color:var(--coral);margin-bottom:22px}.hero h1{margin-bottom:28px}.hero h1 em{font-family:Georgia,serif;font-weight:400;letter-spacing:-.055em;color:#e7d9bd}.hero-lede{max-width:620px;font-size:1.12rem;color:rgba(255,255,255,.78)}.hero-actions{display:flex;gap:12px;margin-top:38px;flex-wrap:wrap}.button{min-height:52px;padding:0 24px;display:inline-flex;align-items:center;justify-content:center;font-weight:600;transition:.25s;border:1px solid transparent}.button-coral{background:var(--coral);color:#180e0b}.button-coral:hover{background:#ff896f;transform:translateY(-2px)}.button-ghost{border-color:rgba(255,255,255,.45);color:white}.button-ghost:hover{background:white;color:var(--ink)}.button-dark{background:var(--forest);color:white}.button-ivory{background:var(--ivory);color:var(--ink)}.hero-note{position:absolute;right:4vw;bottom:32px;z-index:2;border-left:1px solid rgba(255,255,255,.45);padding-left:18px;display:flex;gap:18px;align-items:flex-start;color:rgba(255,255,255,.8);font-size:.84rem;line-height:1.4}.hero-note span{color:var(--coral)}.proof-strip{display:grid;grid-template-columns:repeat(4,1fr);padding:0 max(4vw,24px);border-bottom:1px solid var(--line)}.proof-strip p{margin:0;padding:25px 20px;border-right:1px solid var(--line);text-align:center;text-transform:uppercase;letter-spacing:.12em;font-size:.72rem}.proof-strip p:first-child{border-left:1px solid var(--line)}.intro-section{max-width:var(--max);margin:auto;padding:150px 30px;display:grid;grid-template-columns:1.15fr .85fr;gap:8vw}.section-label{color:var(--rust);margin-bottom:24px}.section-label.light{color:#f69984}.intro-section h2{max-width:720px}.intro-copy{padding-top:48px;color:#415049;font-size:1.08rem}.text-link{display:inline-flex;gap:16px;align-items:center;font-weight:600;border-bottom:1px solid var(--ink);padding-bottom:4px;margin-top:16px}.text-link span{color:var(--coral)}.photo-panel{min-height:820px;margin:0 max(2vw,14px);position:relative;background:var(--forest);overflow:hidden}.photo-panel-bg{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,29,23,.15),rgba(4,29,23,.85)),url('/assets/online-payment-gateway-bangladesh.webp') center/cover}.overlay-card{position:relative;margin-left:auto;width:min(700px,55%);min-height:820px;padding:110px clamp(35px,6vw,90px);background:rgba(5,35,27,.9);color:white}.overlay-card h2{font-size:clamp(2.5rem,4vw,4rem)}.service-list{margin-top:60px}.service-list>div{display:grid;grid-template-columns:45px 1fr;column-gap:15px;padding:24px 0;border-top:1px solid rgba(255,255,255,.18)}.service-list span{color:var(--coral)}.service-list h3{margin-bottom:8px}.service-list p{grid-column:2;color:rgba(255,255,255,.65);margin:0}.process-section{max-width:var(--max);margin:auto;padding:150px 30px;display:grid;grid-template-columns:.8fr 1.2fr;gap:9vw}.process-heading{position:sticky;top:120px;align-self:start}.process{list-style:none;padding:0;margin:0;counter-reset:item}.process li{display:grid;grid-template-columns:90px 1fr;gap:25px;padding:38px 0;border-top:1px solid var(--line)}.process li>span{font-family:Georgia,serif;font-style:italic;color:var(--coral);font-size:1.4rem}.process h3{font-size:1.7rem;margin-bottom:12px}.process p{color:var(--muted);max-width:580px}.decision-section{background:var(--ivory);padding:100px max(5vw,25px);display:grid;grid-template-columns:1fr 1fr;gap:50px}.decision-card{background:var(--forest);color:white;padding:clamp(40px,6vw,90px)}.decision-card h2{font-size:clamp(2.5rem,4vw,4.3rem)}.decision-card p{color:rgba(255,255,255,.7);margin-bottom:35px}.decision-facts{display:grid;grid-template-columns:1fr 1fr}.decision-facts>div{padding:35px;border:1px solid var(--line);margin:0 -1px -1px 0}.decision-facts strong{display:block;font:600 1.25rem "Manrope";margin-bottom:8px}.decision-facts p{color:var(--muted);margin:0}.insights-section{max-width:var(--max);margin:auto;padding:150px 30px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:58px}.section-head h2{margin-bottom:0}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{background:#fff;border:1px solid var(--line);transition:.25s}.article-card:hover{transform:translateY(-5px);box-shadow:0 20px 50px rgba(12,38,29,.08)}.card-image{display:block;overflow:hidden;aspect-ratio:3/2}.card-image img{width:100%;height:100%;object-fit:cover;transition:.5s}.article-card:hover img{transform:scale(1.025)}.card-copy{padding:26px}.eyebrow{display:flex;justify-content:space-between;gap:16px;text-transform:uppercase;letter-spacing:.12em;font-size:.68rem;color:var(--rust);margin-bottom:18px}.card-copy h3{font-size:1.45rem}.card-copy p{color:var(--muted);font-size:.94rem}.card-copy .text-link{font-size:.9rem}.faq-section{max-width:var(--max);margin:auto;padding:80px 30px 150px;display:grid;grid-template-columns:.7fr 1.3fr;gap:9vw}.faq-section>div:first-child p:last-child{color:var(--muted)}details{border-top:1px solid var(--line)}summary{padding:25px 0;font:600 1.1rem "Manrope";cursor:pointer;display:flex;justify-content:space-between;list-style:none}summary::-webkit-details-marker{display:none}summary span{color:var(--coral);font-size:1.4rem}details[open] summary span{transform:rotate(45deg)}details p{color:var(--muted);padding-right:40px}.closing-cta{margin:0 max(2vw,14px) 14px;background:linear-gradient(110deg,rgba(7,41,32,.96),rgba(7,41,32,.76)),url('/assets/payment-gateway-bd-hero.webp') center/cover;color:white;text-align:center;padding:140px 25px}.closing-cta h2{max-width:850px;margin:0 auto 35px}.site-footer{background:#061c16;color:white;padding:80px max(5vw,25px) 25px}.footer-top{display:grid;grid-template-columns:1fr 1fr auto;align-items:center;gap:35px;padding-bottom:55px;border-bottom:1px solid rgba(255,255,255,.15)}.brand-light .brand-mark{border-color:white;background:white;color:var(--forest)}.footer-top p{color:rgba(255,255,255,.55);margin:0}.footer-cta{color:#ff9078;border-bottom:1px solid #ff9078;padding-bottom:5px;font-weight:600}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:50px;padding:70px 0}.footer-links>div{display:flex;flex-direction:column;gap:10px}.footer-links span{text-transform:uppercase;letter-spacing:.13em;font-size:.67rem;color:#ff9078;margin-bottom:10px}.footer-links a,.footer-links p{color:rgba(255,255,255,.68);margin:0}.copyright{border-top:1px solid rgba(255,255,255,.15);padding-top:23px;display:flex;justify-content:space-between;color:rgba(255,255,255,.42);font-size:.78rem}.blog-hero{background:var(--forest);color:white;padding:130px max(7vw,30px) 110px}.blog-hero h1{font-size:clamp(4rem,9vw,8.5rem);margin-bottom:25px}.blog-hero>p:last-child{max-width:680px;color:rgba(255,255,255,.68);font-size:1.12rem}.featured-story{max-width:var(--max);margin:100px auto;padding:0 30px;display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}.featured-image{height:550px;overflow:hidden}.featured-image img{width:100%;height:100%;object-fit:cover}.featured-story h2{font-size:clamp(2.4rem,4vw,4rem)}.featured-story p{color:var(--muted);margin-bottom:30px}.category-row{max-width:var(--max);margin:auto;padding:25px 30px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;gap:40px;align-items:center;overflow:auto}.category-row span{color:var(--muted);margin-right:auto}.category-row a{font-weight:600;white-space:nowrap}.blog-list{padding-top:100px}.blog-cta{margin:0 max(2vw,14px) 14px;background:var(--forest);color:white;padding:80px max(7vw,30px);display:flex;align-items:center;justify-content:space-between;gap:30px}.blog-cta h2{margin-bottom:0}.article-hero{display:grid;grid-template-columns:1.05fr .95fr;background:var(--forest);color:white;min-height:720px}.article-hero-copy{padding:65px max(5vw,30px);display:flex;flex-direction:column;justify-content:center}.breadcrumbs{display:flex;gap:9px;flex-wrap:wrap;font-size:.78rem;color:rgba(255,255,255,.5);margin-bottom:60px}.article-hero h1{font-size:clamp(3rem,5vw,5.5rem);margin-bottom:25px}.article-hero-copy>p{color:rgba(255,255,255,.68);max-width:720px}.byline{display:flex;align-items:center;gap:12px;margin-top:32px}.avatar{width:40px;height:40px;display:grid;place-items:center;background:var(--coral);color:var(--ink);font-weight:700}.byline div{display:flex;flex-direction:column}.byline strong{font-size:.85rem}.byline div span{font-size:.75rem;color:rgba(255,255,255,.5)}.article-hero>img{width:100%;height:100%;object-fit:cover}.article-layout{max-width:1160px;margin:100px auto;display:grid;grid-template-columns:250px minmax(0,760px);gap:80px;padding:0 30px}.toc{position:sticky;top:40px;align-self:start;display:flex;flex-direction:column;border-left:1px solid var(--line);padding-left:22px}.toc strong{font-size:.75rem;text-transform:uppercase;letter-spacing:.14em;color:var(--rust);margin-bottom:18px}.toc a{font-size:.86rem;color:var(--muted);padding:6px 0}.toc a:hover{color:var(--ink)}.article-content{font-family:"DM Sans",sans-serif;font-size:1.08rem;line-height:1.82}.article-content>p:first-child{font-size:1.28rem;color:#31423b}.article-content h2{font-size:clamp(2rem,3.6vw,3.2rem);margin:75px 0 22px;scroll-margin-top:30px}.article-content h3{font-size:1.45rem;margin:35px 0 15px}.article-content a{color:#a53d2b;text-decoration:underline;text-underline-offset:3px}.article-content li{margin-bottom:12px}.takeaways{background:var(--ivory);padding:35px 40px;margin-bottom:60px}.takeaways ul{margin-bottom:0}.callout{border-left:4px solid var(--coral);padding:24px 30px;background:#f8f2e8;margin:40px 0}.callout p{margin:6px 0 0}.article-content table{width:100%;border-collapse:collapse;margin:35px 0;font-size:.91rem}.article-content th,.article-content td{text-align:left;vertical-align:top;border:1px solid var(--line);padding:16px}.article-content th{background:var(--forest);color:white}.comparison-table tbody tr:first-child{background:#fff0e8}.source-note{font-size:.78rem;color:var(--muted)}.article-faq{margin-top:80px}.article-faq details p{font-size:.98rem}.article-cta{background:var(--forest);color:white;padding:55px;margin-top:80px}.article-cta h2{margin-top:0}.article-cta p{color:rgba(255,255,255,.65)}.article-cta a{color:#180e0b;text-decoration:none}.related{max-width:var(--max);margin:auto;padding:100px 30px 150px}.related .article-grid{grid-template-columns:repeat(2,1fr)}.contact-hero{min-height:calc(100vh - 82px);display:grid;grid-template-columns:.9fr 1.1fr;background:var(--forest);color:white;padding:90px max(6vw,25px);gap:9vw;align-items:center}.contact-hero h1{font-size:clamp(3.7rem,6vw,6.5rem)}.contact-hero>div>p{color:rgba(255,255,255,.65)}.contact-hero>div>a{color:#ff9078;border-bottom:1px solid #ff9078}.contact-form{background:var(--paper);color:var(--ink);padding:clamp(30px,5vw,65px);display:grid;grid-template-columns:1fr 1fr;gap:24px}.contact-form label{font-size:.76rem;text-transform:uppercase;letter-spacing:.1em}.contact-form label:nth-child(4){grid-column:1/-1}.contact-form input,.contact-form textarea{display:block;width:100%;border:0;border-bottom:1px solid var(--line);background:transparent;padding:10px 0;outline:none;text-transform:none;letter-spacing:0}.contact-form textarea{border:1px solid var(--line);padding:14px;margin-top:8px;resize:vertical}.contact-form button,.form-status{grid-column:1/-1}.hp{position:absolute!important;left:-9999px!important}.form-status{margin:0;color:var(--muted)}.legal-hero{background:var(--forest);color:white;padding:100px max(8vw,30px)}.legal-hero h1{font-size:clamp(3.5rem,7vw,7rem)}.legal-hero p:last-child{max-width:700px;color:rgba(255,255,255,.65)}.legal-content{max-width:800px;margin:90px auto 140px;padding:0 30px}.legal-content h2{font-size:2rem;margin-top:55px}.legal-content p{color:#4b5b54}.legal-content a{text-decoration:underline}.updated{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em}.not-found{min-height:70vh;background:var(--forest);color:white;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:80px 25px}.not-found h1{max-width:900px}.not-found p{color:rgba(255,255,255,.65)}
@media(max-width:980px){.article-grid{grid-template-columns:1fr 1fr}.article-card:last-child{grid-column:1/-1}.intro-section,.process-section,.decision-section,.faq-section,.featured-story,.contact-hero{grid-template-columns:1fr}.process-heading{position:static}.photo-panel{min-height:auto}.overlay-card{width:70%;min-height:760px}.article-hero{grid-template-columns:1fr;min-height:auto}.article-hero>img{height:480px}.article-layout{grid-template-columns:minmax(0,1fr)}.article-content,.toc{min-width:0}.toc{position:static;border-left:0;border-bottom:1px solid var(--line);padding:0 0 25px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}.toc strong{grid-column:1/-1}.footer-top{grid-template-columns:1fr 1fr}.footer-top .footer-cta{grid-column:1/-1;justify-self:start}}
@media(max-width:720px){h1{font-size:3.3rem}.site-header{height:70px}.nav-toggle{display:block}.site-header nav{display:none;position:absolute;top:70px;left:0;right:0;background:var(--paper);padding:25px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.site-header nav.open{display:flex}.hero{min-height:780px}.hero-copy{margin:0;padding:80px 24px;width:100%}.hero-shade{background:linear-gradient(90deg,rgba(3,22,17,.82),rgba(3,22,17,.42))}.hero-note{display:none}.proof-strip{grid-template-columns:1fr 1fr}.proof-strip p{border:1px solid var(--line);margin:0 -1px -1px 0}.intro-section,.process-section,.insights-section,.faq-section,.related{padding:90px 22px}.photo-panel{margin:0}.photo-panel-bg{position:relative;height:420px}.overlay-card{width:100%;min-height:auto;padding:60px 25px}.decision-section{padding:22px}.decision-card{padding:50px 25px}.decision-facts{grid-template-columns:1fr}.section-head{align-items:start;flex-direction:column}.article-grid,.related .article-grid{grid-template-columns:1fr}.article-card:last-child{grid-column:auto}.closing-cta{margin:0;padding:100px 22px}.footer-top,.footer-links{grid-template-columns:1fr}.copyright{flex-direction:column;gap:8px}.featured-story{margin:70px auto;padding:0 22px;gap:35px}.featured-image{height:330px}.category-row{gap:22px}.blog-cta{flex-direction:column;align-items:flex-start}.article-hero-copy{padding:50px 22px}.breadcrumbs{margin-bottom:35px}.article-hero>img{height:330px}.article-layout{margin:60px auto;padding:0 22px}.article-content{font-size:1rem}.takeaways,.article-cta{padding:28px 24px}.article-content table{display:block;overflow-x:auto}.contact-hero{padding:70px 22px}.contact-form{grid-template-columns:1fr}.contact-form label:nth-child(4){grid-column:auto}.legal-hero{padding:80px 22px}.footer-links{padding:50px 0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}