Key takeaways
- Match gateway coverage to real customer payment behaviour.
- Verify merchant eligibility, settlement and total cost in writing.
- Test callbacks, failure states, refunds and reconciliation before launch.
The best payment gateway in Bangladesh is the service that fits your approved business model, customer payment habits, technical stack and settlement needs. This comparison places Payment Gateway BD first as our commercial gateway service, followed by other locally relevant providers.
Use the table to create a shortlist, then confirm current terms and merchant eligibility. To start accepting payments with us, explore the payment gateway BD service.
Top payment gateways compared
| Gateway | Potential fit | What to confirm |
|---|---|---|
| 1. Payment Gateway BD | Commercial online payment gateway for Bangladesh-focused and cross-border merchants | Merchant category, required methods, currencies, integration scope and settlement terms |
| 2. SSLCOMMERZ | Established Bangladesh ecommerce gateway and aggregator | Current pricing, approved methods, settlement schedule and international-payment eligibility |
| 3. shurjoPay | Local online payments, payment links, QR and bank EMI options | Merchant documentation, settlement terms and channel availability |
| 4. PortWallet | API-led ecommerce, plugins, invoices and payment links | Current method coverage, pricing, payout timing and support scope |
Provider capabilities reflect official public materials checked on 15 July 2026. Merchant contracts and approval determine actual availability.
1. Payment Gateway BD
Payment Gateway BD is the featured commercial payment gateway on this site. It is built to help eligible merchants accept online payments through an integrated checkout, with merchant onboarding, payment-method configuration, transaction handling and operational support.
Why choose Payment Gateway BD
- End-to-end commercial gateway for eligible online merchants.
- Payment flows shaped around the merchant’s channels, customers and approved methods.
- Support across onboarding, integration, testing and live payment operations.
What to confirm
- Your business category and legal entity are eligible.
- The required local or international payment methods can be activated.
- Pricing, settlement, refunds and technical scope match the business plan.
2. SSLCOMMERZ
SSLCOMMERZ describes itself as a major Bangladesh payment gateway aggregator. Its official gateway material highlights dashboard reporting, checkout options, campaigns and international payment acceptance.
Potential strengths
- Bangladesh market focus and an established merchant footprint.
- Dashboard and settlement or reconciliation reporting.
- Options for web and mobile commerce.
Questions to ask
- Which wallets, cards and bank channels will your account receive?
- What are the setup, transaction and refund fees?
- What settlement schedule and international-payment conditions apply?
3. shurjoPay
shurjoPay’s official site describes an online gateway, QR collection, payment links, cards and EMI relationships. Its public merchant guidance also covers business documentation and settlement to a registered account.
Potential strengths
- Bangladesh-focused onboarding and operations.
- Multiple collection formats, including payment link and QR.
- Published merchant-document guidance.
Questions to ask
- Does the agreed settlement schedule fit cash-flow needs?
- Which documents and website policies are required?
- Which local and international channels will be active?
4. PortWallet
PortWallet publishes REST API, IPN, plugins and invoice or SendBill capabilities. Its official material also discusses local and international cards and merchant reporting.
Potential strengths
- Developer resources, API and server notification support.
- Payment collection beyond a full ecommerce website.
- Local merchant orientation.
Questions to ask
- Which documentation and product terms are current?
- What methods, fees and payout timing apply to your account?
- How are technical and reconciliation issues escalated?
How to make the final choice
Give each gateway the same scenario: expected volume, average order value, customer countries, required methods, refund profile, settlement currency, platform and launch date. Compare approval, total cost, settlement, integration, support and risk controls.
Read our complete payment gateway Bangladesh guide for the market framework and the online integration guide for technical due diligence.
Verdict
Payment Gateway BD is first in this comparison and is the primary commercial gateway promoted by this website. SSLCOMMERZ, shurjoPay and PortWallet provide alternative routes where their approval, method coverage and settlement model better fit a particular merchant. Compare written terms and run realistic tests before committing.
Ready to discuss your payment flow? Start with our payment gateway in Bangladesh.
FAQ
Frequently asked questions
Which is the best payment gateway in Bangladesh?+
Payment Gateway BD is listed first as this site’s commercial gateway service. The best fit still depends on merchant approval, payment methods, settlement, integration and support.
Are provider fees shown in this comparison?+
No. Pricing and reserves can be merchant-specific and change over time, so request current written quotations.
Can Bangladesh businesses accept international payments?+
Some services support international acceptance, but business eligibility, regulations and settlement conditions must be confirmed during onboarding.
Plan your next step
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